b'exclusive offer for habitat readersiving on a lifestyle block provides a wayWhat kinds of animals are covered for of life reminiscent of the good life, withaccidental damage to property?open spaces, self sufciency and a level ofLifestyle blocks often contain animals (whether freedom not often found in the city. So, whenpets or livestock) so it is important to ensure you consideringamovetoacountryproperty,have appropriate cover for either the animals lifestyle block or other large residential section,themselves, or any damage that an animal may its important to review your insurance cover socause to your own or other peoples property.you can be sure your freedom and lifestyle isWhiledomesticpetssuchascatsanddogs protected. and in some cases horses, may be included in What kind of cover would you typicallyliability cover in a contents policy, sheep, cows need on a lifestyle block? or the family goat will need a separate cover Its important to discuss your individual needs(for example) if they accidentally wander onto with your insurer. At a minimum, however, youthe road and cause an accident or damage toWhenyoutakeoutanewHouse, may need to consider taking out the following: other peoples property. ContentsorLifestyleBlockinsurance s\x00(\x00 OUSE\x00 INSURANCE\x00 WHICH\x00 COVERS\x00 THE\x00 HOUSE\x00 Am I covered for accidental damagepolicywithAMIInsuranceyouwill itself and a garage. caused by people visiting or workingreceive a free 12-month subscription to on my lifestyle block? Dish magazine.s\x00\x00#ONTENTS\x00 INSURANCE\x0c\x00 WHICH\x00 COVERS\x00 INTERNAL\x00 Simply call us on 0800 100 200 today contentsaswellasgardeningequipment.People you have invited on to your property, Contents insurance may also cover liabilitysuch as friends, family or workers are usuallyand mention this offer when you take for damage caused by domestic animals likecovered for any accidental damage they mayout a new policy. a dog, cat or horse. causetoyourproperty,howevertheyareFor more information about our policies s\x00\x00!DDITIONAL\x00 @LIFESTYLE\x00 BLOCK\x07\x00 COVER\x00 MAY\x00 BE\x00 usually excluded from coverage for acts suchcall us on 0800 100 200 or visit www.neededifthepropertyhasotheranimals,as deliberate damage or theft. The security ofami.co.nz. Youll put the phone down barns or outbuildings, or special machinery. your home is important to consider if peoplesmiling. are coming and going during the course of a KeepingallyourinsurancewiththesameTerms and conditions: 1. AMI Insurance Limited day, so ensure valuables are kept out of sight or(AMI)offersa12monthsubscriptiontoDish insurer can also result in savings. For example,in a secure location. Magazine (one subscription only per customer) for adding a lifestyle block policy to your homeeach new House, Contents or Lifetsyle Block policy I live in a high re risk areapurchased during this promotion where the customer andcontentspoliciescanprovideagreaterpurchasing the policy mentions this offer to the AMI discount on all three policies. what cover is provided for me? representative attending at the time of purchase of Rural sections may be covered by the Forestthe policy (new policies purchased without reference What is the difference between a largeto this offer do not qualify for the Dish Magazine and Rural Fires Act 1977. This means (amongstsubscription). 2. This offer does not apply to the residential section and a lifestyle block? other things) that if a re starts in a neighboursrenewal of an existing AMI policy. 3. This offer may Dependingonyourinsurer,thesizeoftheproperty, the owners of surrounding propertiesnot be used in conjunction with any other AMI sectionmayormaynotdeterminetheoffer or promotion. 4. Standard AMI policy criteria, maybecalledontocontributetothecostterms and conditions apply and subscription details difference, however additional features such asof putting the re out, even if they had nowill be posted to customers after conrmation of animals, machinery, barns or shelterbelts couldinsurance cover (Please allow up to 15 working days involvement in it starting. Your lifestyle blockafter conrmation of insurance cover for delivery). 5. make a difference to the cover that is needed. insurance may provide liability cover so yourOffer ends 31 March 2011. 6. AMI staff and agents Its important to tell your insurer you live on ainsurance company will pay your contribution. and their immediate families do not qualify for this offer. 7. AMI reserves the right to terminate this offer lifestyle block or country property, as the size ofwithout notice at any time.8 AMIs decision will be the property may not be asked when setting upnal and no correspondence will be entered into. 9. The Dish Magazine subscription is not transferable a house policy. Your insurer may have no wayand cannot be exchanged for cash. 10. Details of each of knowing how big your section is or whatcustomer who accepts this offer will be passed on to additional features you may need separate coverTangible Media for subscription purposes only 11. The subscription offered is a bi-monthly subscription for. to Dish Magazine i.e. 6 issues per year. 12. The start date for the subscription is at AMIs discretion and If I dont own a large farm do I have toconrmation of the subscription start date will be sent pay for the same level of cover? With AMIs Lifestyle block policy youto each customer in writing.canbesureofgettingthekindof AMI has a pick n mix style of lifestyle blockprotectionthatsuitsthescaleand policy so you only choose the cover optionsoperationofyourproperty.Simply that are relevant for your lifestyle block. Youphone AMI on 0800 100 200 to discuss only pay for what is relevant. the combination of covers you need.49'